Is part-time insurance available for example can you insure one in the summer and another in the winter or possibly one at all times and the other only for emergencies?

Check with a few agents or companies, there are some companies who have, ''sleeping'' or ''garaged'' times, like a motor cycle or boat in the winter will only have comprehensive coverage.

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Can you insure a car part time?  Is part-time insurance available For ex: we have 2 cars and want to insure one in the summer and one in the winter Possibly one at all times and the other only for emergencies?