A pre-existing condition any medical condition that your have been diagnosed with, prior to the time of application. Some pre-existing conditions can cause an applicant to be declined coverage. Other...
not really, there is a chance that the baby could have a defect but that can happen to even a baby that was born on time. Premature birth means that the baby was born early, therefore it is smaller...
yes, if it was known prior to coverage. If you have had continuous insurance since the genetic condition was known and there was no lapse in coverage (or the lapse was short enough), care for that...