You pay a monthly membership fee and you have unlimited access to an attorney for your legal questions, traffic ticket representation, will preparation, and other benefits. Only you can determine if a prepaid legal plan will benefit you or your business.
In my opinion anyone with assets to protect, who travels extensively, or has teenage children should seriously consider one of these plans. Also anyone nearing retirement age will will soon be having issues with an area known as Elder Care. The assistance of an attorney is invaluable in preparing for retirement and a prepaid legal plan is one of the cheapest and best ways to access legal advice.
There are numerous sites and bulletin boards on the internet that offer free legal advice. The problem is that they do not have access to all of the paperwork or information concerning your particular situation and it is not unusual to receive conflicting answers. In general this type of advice is worth what you have paid, zero.
Here is more input:
You can't tract the number and identity of the caller
Prepaid cellular phone plans work in a month to month basis. One would go in and pay for a month of service. If the month lapses with out going in to pay for another month, the service will end. However, there won't be a service charge to put the plan on again, but if the plan does not lapse they may put you on a loyalty program.
With pre-paid cell phone service you will typically have the same phones as post-paid service. The big difference being that there will be no discounts on the phones for having a contract.
One of the major advantages to having prepaid cellular is knowing that you cannot, no matter where you call or for how long, ring up more charges than what you have already paid! Another great advantage to prepaid is in case of emergency you will have some way to make contact. They do have their disadvantages (some more than others) so it's buyer beware.
One major advantage of having a prepaid cell phone is that you are not bound by a contract. Many non-prepaid cell phones require a minimum two year contract. Another advantage is that with prepaid, you pay for minutes in advance, so you never have to worry about going over your minutes and paying overage fees.
Since you have a contract with the cell phone carrier, they can count on having your business for a set amount of time, which means they can charge you less. That said, prepaid phone service isn't necessarily more expensive than a contract plan, especially if you don't talk much.
If you are not a heavy user of cell phone minutes or just need a phone for emergency purposes, then a prepaid phone will have many advantages. First is the overall cost per month. For example, the T-mobile prepaid service only requires a minimum $10 recharge very 3 months. This is much lower than your average $30 to $50 cell phone bill. The second advantage is the lack of a contract. You are not tied in with a particular provider for at least 1 year. So you have flexibility to discontinue the service without having to pay a hefty termination fee. The final main advantage is anonymity. You don't have to give out your name or address to use a prepaid phone service. This is good for those who are paranoid about giving their informationn out. For those who are not deemed credit worthy, a prepaid phone is their best option. Prepaid's have no contracts and if you cannot pay one month, you just don't have service. No threatening letters, worries about further credit hits, etc. Prepaid phones are better tha
To re-activate your Alltel wireless service, call Customer Care at 1-800-335-6401.
You could actually choose a prepaid plan instead of a yearly contract. Most cell phone service providers like T-Mobile, Verizon and AT&T provide prepaid service using which you can use the cell phone service by payment of usage fee beforehand. It offers you the advantage of termination of service whenever you feel like without payment of any termination fee. Check out sites online for more details about the service plans of various cell phone service providers.
You never know when you may need legal help, and hiring an attorney is expensive. Hourly rates can be as much as $500 an hour. This makes contacting an attorney out of the question for most people's budgets. Prepaid legal services offers you basic legal services within a network of attorneys. You pay a small monthly fee to a prepaid legal service and you have access to attorneys when you need one. This type of insurance can save you hundreds of dollars in future attorney fees. In many states throughout the country, prepaid legal services are regulated like any other type of insurance. Some prepaid legal service providers offer you a choice of attorneys located within a network. These are called closed network prepaid legal services. Other providers offer an open network of prepaid legal services that allow you to choose any attorney. To find a prepaid legal service provider in your area, you can search the Internet. Make sure you understand the type of legal services the prepaid legal service provider offers in your area. Most providers offer basic legal services such as civil claims court representation, drafting legal letters and other basic types of legal service. If you anticipate you need more than basic legal services, talk with the legal service provider to understand what is available. Prepaid legal services are a great idea because, like any other type of insurance, you cannot anticipate what might happen in your future. An experienced attorney can advice you in legal matters that can save you money. If you are a business owner, obtaining prepaid legal services can help you make business decisions that can affect your business. The convenience of having access to legal advice can give you peace of mind, and the confidence of knowing that you have legal counsel available in your defense. Prepaid legal service providers offer small monthly payment plans. Be sure you understand their services before signing a contract. Not all prepaid legal service providers offer the exact same type of service. Research the prepaid legal service providers in your area, and contact several companies before choosing a provider.
T Mobile will allow you to renew your plan early if it expires for the month. Internet comes with all their prepaid phones and plans. Prepaid customers can also adjust their account from their computer.
Having a prepaid cell phone plan allows the user many different advantages over a traditional plan. With a prepaid cell phone plan, you are not bound to any contracts for a certain amount of time. Also, you are able to pay upfront for how much you want to spend per month on your cell phone. There is a greater variety of phones to purchase in the market today that are designed for a prepaid plan that can compete with phones that are offered strictly for those who want to stick to a contract. Finally, if you buy a prepaid cell phone, and realize you don't use it as much as you thought you might, then there will be no cancellation or early termination fees for stopping your cell phone service. The greatest draw for the prepaid cell phone plan is its freedom from contract, and the ability to switch phones at whatever point one may desire to.