no... insurance is based on risk, termites are pretty much a sure thing
No
Damage to anything covered by the landlord's insurance, because the landlord owns the property not the renter. Such damage would be covered under homeowner's insurance, because the homeowner owns the property.
Damage to anything covered by the landlord's insurance, because the landlord owns the property not the renter. Such damage would be covered under homeowner's insurance, because the homeowner owns the property.
That depends on your homeowner's policy. You would have to talk to your insurance agent.
Settling of earth is not a covered cause of damage. For this reason, the homeowner's insurance will not cover replacement of the windows. This is a maintenance issue that is your responsibility as the homeowner. Maintenance is never covered by the homeowner's insurance. Sorry.
Generally, the homeowner is responsible for hiring a tree removal company to remove trees that fall on their property. Some damage is covered by homeowner's insurance.Generally, the homeowner is responsible for hiring a tree removal company to remove trees that fall on their property. Some damage is covered by homeowner's insurance.Generally, the homeowner is responsible for hiring a tree removal company to remove trees that fall on their property. Some damage is covered by homeowner's insurance.Generally, the homeowner is responsible for hiring a tree removal company to remove trees that fall on their property. Some damage is covered by homeowner's insurance.
Yes, as long as it was a covered loss. 4lifeguild
This depends 100% on two things:What damaged the flueAnd are you covered for that type of damage
No.
No. Automobiles can only be covered by automobile policies. //
The replacement of your boiler sound as if it is a maintenance issue and not something that could be covered by your homeowner's insurance policy. The damage would have to be caused by a covered cause such as a tornado, fire, vandalism, windstorm, etc. and I can't think of a way that it was damaged by one of the covered causes. Sorry.
Usually not. Check your policy for Perils Insured Against, and Exceptions. Call your insurance company. If they say it is not covered, ask where it says that in the policy.