Is the American Association For Wartime Veterans a scam?

No, it may not be considered a scam in the literal sense of the word, but read on. AAWV is an organization that claims to educate vets on available government benefits for which they may be eligible to help defray the costs of assisted living, nursing home, or home health care. Their "Professional Members", those who go out to various senior communities and pitch their services, offer to help eligible veterans apply for the VA Aid & Attendance Improved Pension. The AAWV is affiliated with an financial services company. They claim they "help" veterans for "free". The only way their "Professional Members" get paid, however, is through commissions generated by insurance sales to veterans for annuities and life insurance they may not want or need. In fact, the organization is really looking for "over-resourced" veterans, i.e., those that have too much in assets and income to qualify. They encourage veterans who are so over-resourced to transfer assets out of their estate to their children. They then tell the children they "should" by an annuity. Commissions on these annuities, depending on their duration, can be up to 14%. This commission is split with the financial services company associated with AAWV. Does this constitute a scam, simply unethical behavior, neither, or perhaps something even more egregious?

The above are not true statements
During the past 8 years AAWV we have built our reputation on educating and helping thousands of veterans and their families on the Aid & Attendance program. Our Professional Members do not charge for their services. 80% of all families we see meet the VA asset requirement and do not require financial planning. The remaining 20% that may require some financial planning are never placed in high risk - high commission products.

Go to the discussion page as The first"answer" is anything but accurate.
Read the 2nd Answer