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Q: Is the landlord or tenant responsible for buildings insurance on a commercial property?
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What does commercial landlord insurance include?

Commercial Landlord Insurance includes protection for property from the ground up. It's ideal for landlords who rent out properties for commercial use or have a mixed portfolio of commercial and residental buildings.


What are the requirements for landlord buildings insurance?

All buildings- whether they have a specified number of tenants or an unspecified number of tenants- need to have landlord insurance. It is strongly reccommended.


Is the landlord responsible for damaged to my personal property if the damage was caused an fire?

The landlord is generally only responsible for the building, not the belongings inside. That's what renter's insurance is for.


Who is responsible for walls and floor damage if water pipe bursts in the apartment?

Landlord, and their insurance


What insurance services are provided by the Nationwide Building Society?

The Nationwide Building Society offers insurance for the home (buildings and contents), the car, travel, landlord insurance and life & lifestyle insurance.


Who is responsible for damage caused to a tenants personal property when the ceiling collapsed during a storm because the building was not weatherproofed correctly and the tenant didn't have insurance?

The answer is basically no. The landlord is never responsible for damages to personal property belonging to tenants in any dwelling or structure. That is why you are strongly encouraged to get renters insurance. In some cases you may have some recourse if the landlord knew of the problem. But if you get renters insurance be insurance company can determine that for you and they can seek damages from the landlord.


Where do I look up landlords buildings insurance and who do I ask for?

Try searching around the internet, see if big insurance names, like Allstate, Statefarm or Geico, cover landlord buildings, if not search throughout the internet.


My landlord said that the tenants are responsible for getting an insurance policy to cover against storm damage, flooding, etc. Is that true or is the landlord liable for that kind of insurance?

This varies from landlord to landlord. If you are staying in full fledged apartment, the insurance will be taken care of by the apartment owner itself. otherwise if you staying in independant house, we have take care of insurance cover for strom damage, flooding.


What kind of insurance is the Landlord Property Insurance?

Landlord Property Insurance is insurance that a landlord should have on any properties that he or she owns. Landlord insurance will protect the landlord from any damage that may happen to the property as well as any liability claims that may be made against the Landlord.


Is your landlord responsible if a tree limb falls and damages your car?

No. This is why landlords require tenants to carry renter's insurance. Call your car insurance provider.


Are there extra benefits for insurance since I am a landlord?

There are many insurance providers which can provide landlord insurance. You can find some information online at www.simplelandlordsinsurance.com/ or www.comparethemarket.com/home-insurance/landlord-insurance/


Is Landlord or tenant responsible for scorpions?

Landlord.