These is a Ridgewood savings bank in Chicago it is on the south side of town, it is a great bank if you are looking for a new one. It has a wonderful checking and savings program for children.
The banks are spread across the country.But mainly in the new york area. For example there is one in Manhatten and many other places. But there are many types of banks.
On a personal savings account the interest rate is 0.79. The same goes for a business account. Other accounts may have different rates which are on their website.
You need to visit the bank branch where you have the account and submit a request in writing to close the account. You would have to submit your ATM/Debit card and any unused checks before the bank...