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Is there a condo organization in NJ that every condo building should be answering to?
Wiki User
∙ 14y ago
Your first level of governance is your association's governing documents.
There may be an organization in New Jersey that supports condominium associations.
There appears to be a law in New Jersey that governs common interest real property, which covers condominium ownership, and defines rights and responsibilities. You can read more in the link, below.
Wiki User
∙ 14y ago
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If you live in a second floor condo and there is a water leak that causes damage who is responsible?
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IF my upstairs condo is untouched by a flood but the building's ground floor is damaged so badly that the entire building is unlivable would my flood insurance protect me?
Let's first review what a condo is. A condominium is an arrangement in which you own your own living space outright (your condo apartment), and you share joint ownership (with all the other condo owners) of the common spaces. There will be (at least) two insurance policies in effect: (1) the condo association policy, which covers (at least) the common areas, and (2) your own personal policy, which covers the contents of your condo apartment, and depending upon your coverage, may also cover the internal structural elements (walls, floors, ceilings, fixtures, countertops, etc.) of your specific condo unit. Since there is no damage to your condo unit, your personal condo insurance will probably not apply, even if you have flood insurance. So, the answer to your question depends upon what type of policy your condo association holds. You should therefore ask your condo association.
