Is there a difference between who owns a boat and who it is insured to?

Answer:
Yes. Most companies will not insure an individual with a boat or any property if there is not a financial interest between the property & the insured. More specifically, it has to be titled and/or registered to the listed insured on the policy.
First answer by VA Insurance Agent. Last edit by VA Insurance Agent. Contributor trust: 1 [recommend contributor recommended]. Question popularity: 1 [recommend question].