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Is there a penalty if you do not tell a your insurance company about having two speeding tickets when renewing your policy if they do not ask?

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Answer

The insurance companies know how many tickets you get as soon as they punch your drivers licience number into the computer. It all comes up there if the tickets were in the past 3 - 6 years.

Answer

If your insurance company doesn't ask you don't have to tell. However if you give them a reason to check your MVR, such as filing a collision claim then you may be in trouble. Drive carefully!

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First answer by Suez. Last edit by Puddles. Contributor trust: 430 [recommend contributor]. Question popularity: 16 [recommend question]

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