What your looking for is Commercial General Liability Insurance for contractors, not professional liability insurance.
And Yes. Almost any Commercial lines carrier will provide CGL coverage as well.
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A contractor Buys Commercial Liability Insurance in the contractor class, not professional liability insurance. The amount needed is typically determined by the exposures presented or as specified by the employer.
Traditionally the contractor provides the Insurance. The owner verifies that the contractor has insurance prior to hiring that contractor.
A contractor typically needs a Commercial General Liability Insurance Policy. If the contract includes professional services, then the contractor will likely be required to carry Professional Liability Insurance, either in addition to, or in place of a CGL policy. It really just depends on the nature of the services contracted.
You need a commercial general liability policy.
It depends on the type of insurance you are looking into as well as your profession some examples are:general liability business insurance and contractor liability insurance, among many others.
Ask the contractor for a copy.
An insured contractor is a contractor who carries a Commercial General Liability Insurance Policy.
It is not a requirement but having a good professional liability insurance policy in place will give you more credibility in your industry. If you are an accountant in the employ of another then you should not have a need for a professional liability policy. If you work as a self employed or a contractor you should carry coverage. Many companies will require you show them your insurance before they will grant you contract work.
Homeowners insurance does not have liability coverage for your job occupation. You can obtain contractors insurance for liability coverage.
Every individual that works in a professionÊcan be held liable for mistakes. You can't transfer professional liability to avoid responsibility or costs.
Malpractice insurance is a form of Professional liability insurance usually tailored for persons or firms practicing in the legal and medical professions. Malpractice insurance is the term used for Professional Liability insurance in the Medical and certain other professional fields.
Yes, California does require the attorneys to have professional liability insurance.