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Is there anything you can do to get more than the maximum NADA ACV from the insurance company if your vehicle is totaled?
Wiki User
∙ 18y ago
You can try to get value of comparable cars around your local area (10 miles) and negotiate with your insurance in order to obtain a higher value. Explain why you think the amount offered won't be enough for you to obtain a car like the one you had. As far as I have researched online, the insurance has the last word; but if the insurance is not giving you the value of a currently available comparable car in your local area then their report is FLAWED and they will have to reconsider the offer. For more excellent informationa about your rights and the steps you can follow go to the your state's department of insurance website.
Wiki User
∙ 18y ago
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Your car is totaled and the other insurance is handling the case Should you contact your insurance company?
You could to see if they know anything.
I have liability only and my car was totaled?
If another person was at fault for the accident, you will need to go after their insurance company. If you are liability only, your insurance company will not pay for anything.
What can be done with a totaled vehicle under lien and only liability insurance?
If the accident is your fault, your insurance company is not going to pay out anything. If it is the other person's fault, the other insurance company will be liable.
Why would an insurance company declare a vehicle totaled?
An insurance company declares a vehicle totaled when the cost to fix the vehicle exceeds 70% or more of its market value.
Your car was recently totaled by insurance company can you buy it back from the insurance company?
I totaled my Mustang and was able to buy it back from the insurance company. They gave me the Blue-Book value less my $500 deductable. They would not insure it after I repaired it, I had to switch insurance carriers to get coverage.
Who get the money if the car is totaled and the car is on chapter13?
The insurance company will pay the finance company not you.
What makes a motorcycled totaled?
When a vehicle covered by insurance gets wrecked, the insurance company looks at how much it will cost to repair. If repairing the bike costs more than it is worth, then the insurance company declares it totaled and pays for a replacement.
If your car is declared totaled does the car belong to the owner or the insurance company?
The insurance company. They have in theory bought the car or what was left of it.
Is it legal for your insurance company to deny a loss for a car that was totaled?
It would depend on why the car was totaled and who's fault the accident was and what time of insurance do you have PLPD or Full Coverage
How do you know how to get cash value when your car is totaled?
The insurance company will make you an offer.
After settling with the insurance company for a totaled car do you keep the car or does the insurance compnay?
Legally, if the company pays you for the totaled vehicle, it belongs to them. You can offer (if they don't) to by the scraps back. This would be deducted from your settlement and you would be paid the difference.
How much will you have to pay to get your car back if it was totaled and the insurance company refuses to pay?
The insurance company will pay you the worth of your car minus your deductible.
