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Is there general liability coverage that covers termites powder post beetles or any other bug that may damage wood? |
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Answer
Under Section I - Exclusions of your policy, it will explain that there is no coverage for damage due to rats, mice, termites, moths, or other insects (language varies by state), but there IS coverage for ensuing loss due to collapse of the building or any part of the building.
The only liability for damage due to termites would be found in a warranty policy from a pest-treatment company who has a contract to treat your home at regular intervals and guarantees their work.
First answer by J M. Last edit by J M. Question popularity: 161 [recommend question]
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