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You have the option to add your teen to your auto insurance policy, or you can buy a "stand alone" policy from an agency that specializes in providing insurance for teens. Companies that provide car insurance for teens only place certain restrictions and requirements on teens' driving habits, such as attending driving school and not driving after dark, which allows them to keep rates down.

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14y ago
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18y ago

You have to be on ONE policy or the other of parents... most likely who you live with more than 50% of the time.

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Q: Are teens covered under their parents auto insurance?
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