Truecredit does not necessarily help rebuild credit. Truecredit is a website that stores credit histories. You would visit truecredit to learn your credit score.
I would start by calling your state's Better Business Bureau. Every state has one. If they can't help you directly, they can help you find someone who can.
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A credit card can help your credit score improve if you pay it on time. Over time it will show you have a good payment history and it can also diversify your credit if you have other types of credit...
The simplest way is to pay all of your bills, on time, every month. For example, being late--even by a minute--will cause your interest rates to rise on your credit card (and, if you have universal...