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Is workman comp required by all business?

Updated: 8/18/2019
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13y ago

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Some states allow employers to self-pay worker injuries, waiving WC insurance.

Such employers can be sued for negligence even if they pay for employee med costs and lost wage benefits. An employer providing workers comp can NEVER be sued for negligence or any liability except the WC benefit set by state law.

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Q: Is workman comp required by all business?
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Does workman's comp pay for a wheelchair and all other needs for daily living?

Workman's comp does pay for a wheelchair and other needs for daily living. A person is entitled to unlimited medical treatment for work injury.


If you injured in job related can you still collect workman's comp even if your only a temp?

Workman's comp mandates that all employees are covered. It doesn't specify full time, part time or temps. Yes, you are covered.


Are all jobs covered by workman's comp?

No, only government jobs and some family buisnesses


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An employer need not have good reason for firing you, or any reason at all.


Fibromyalgia and now can't sit and type all day at work can I claim workman's comp?

Only if you were hurt on the job.


Can a orthopedic surgeon refuse care because patient has legal representation for a workman's comp case?

Surgeons are business people who can make decisions about which cases to handle based on any criteria they deem reasonable. Some doctors don't accept Workers' Comp or some major medical plans at all. Thankfully, many do.


Can you work at a different non-labor job such as a cashier while out on Workman's Comp so you can get a paycheck to provide for your family?

I know that if you are on workers comp, they don't want you to work at all. Even if it is a cashier job, because that will mean that you can work, but you are not working.


If my company uses contract labor and gives them a 1099 am I required to pay workman's comp insurance on them?

It depends on your state. For example, Texas is the only voluntary state for Workers' Comp. BUT, it, like all states, says that if you don't carry the coverage you remain liable for your workers AND you lose your sole remedy (which means people can sue your company for workers' injuries - not only the worker, but his spouse, kids...) Not all states say you have to cover 1099 workers, but many do - including the voluntary Comp state of Texas - if your subcontractors don't have coverage (or remain liable.)


What can you do if you are released to go back to work but after returning you endure severe pain and swelling in the injury locationand it is a workman's comp claim?

You have to do the same thing all over again - as you did the first time you were injured.


If injured on 2nd job and can still work the 1st job will you be able to collect workman comp pay?

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Does a church need to pay workman's comp on a pastor?

My father is a pastor and has never received any type of pay or benefits. It is essentially like owning your own business. As the owner of a store you would not expect the workers to pay comp.same for church. Some churches will pay the pastor but its all up to the individual church. I'd imagine those that pay their pastor might voluntarily offer comp but there is no law requiring it. Hope that helps


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