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You state that the renter's have insurance. Their policy should be an HO-4 policy which is for people who rent and home covering their contents and liability. They own the dog and they will be responsible for the damage done by their dog. I hope your child is alright.

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8y ago
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8y ago

No, The owner of the property is not liable for the actions of a tenants pet. The property owner likely has no control over the pet, was not involved in it's training, the animal was not in the property owners care or custody and they were probably not even present at the sleep over when the bite occurred. There is therefore no means by which to accuse the property owner of wrong doing here.

Bear in mind that your now mandatory ( meaning we all have it now ) Medical Insurance policy provided under Obamacare will cover all injuries from a dog bite and it does not matter who owned the dog nor where it occurred.

Additionally, since your question states that "the owner of the dog has insurance" Then the owner of the dog is who you will turn to for negligence and or liability coverage. It's the tenants dog, was in there care and custody and the tenant has insurance.

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Q: My child was bitten in the face at a sleep over. The people who owned the dog rent and have insurance. Will the owner of the property insurance cover medical bills?
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