0
My credit report shows a company named First USA has inquired about my report Who is First USA?
Wiki User
∙ 12y ago
I think that it is Chase Bank (chase freedom card, toys r us card, Disney card) the number on my report was 800 955-9900
Wiki User
∙ 12y ago
Add your answer:
Earn +20 pts
What will a foreclosure do to your credit report?
Foreclosure is, without question, very damaging to your credit report. All item on your credit report stay there for 7 years, so consider looking into other options. There are actually companies that will work with you for free to buy your mortgage away from your mortgage company and avoid your foreclosure. I would advise looking into this first.
How does one find the best mortgage rates when wanting to refinance?
The first thing you want to do is have a current credit report which shows all 3 reports. Once you have your credit report you can "price shop" different banks and mortgage company. A good place to start would be with your current mortgage company and see what they can offer you.
What credit card should you apply for that might accept you?
Acceptance for credit cards will depend on your credit rating standing. If you have good credit then you are practically guaranteed to be accepted. But if your credit report is not as good as you would like it then you need to take action immediately. First of all you need to see a copy of your credit report. You can normally request one copy per year for free and this information is the exact same that a bank and credit card Company would see once they do a credit search on you.
What is the benefit of a good credit report when applying for a Capital One credit card?
A good credit report means that one who applies for a Capital One credit card can get a better deal. First, with a good credit report one can get an unsecured card instead of a secured card. Depending on how good one's credit report is one can get better features, lower interest, and maybe even a platinum card.
If you open a new credit card how many points will your credit scorce raise?
when you open new credit card, your point actually drops, because they pull your credit report. it usally drops 11 points or so, depending on credit card company.. and your score will increase after your first payment is made. asian623 http://www.myspace.com/scionturboracing
How do you clear you credit report from open and end accounts over the statute of limitations?
First you have to pay off your loans in cash if you want to quickly remove your credit report first. Besides this you may contact a good credit repair company.
Where can one go to find a really free credit report?
The most popular place to get a free credit report is on the free credit report website. The site itself does ask for a credit card, but the first report is free.
Can you report attempted identity theft?
To report identity theft of credit cards you should do it as soon as you possibly can. First inform the company who you have your credit card with as well as your bank and loan companies. You should also inform your local police department.
What will a foreclosure do to your credit report?
Foreclosure is, without question, very damaging to your credit report. All item on your credit report stay there for 7 years, so consider looking into other options. There are actually companies that will work with you for free to buy your mortgage away from your mortgage company and avoid your foreclosure. I would advise looking into this first.
What can you do if you report to a credit card company that your husband took a credit card out in your name and you reported it to them and they did nothing?
If you are married, your husband can definitely apply for a credit card in your name. This is commonly done. Some husbands make their wives as supplement to their credit cards or apply for a separate card. So, the credit card company may not find anything wrong with what your husband did. Not unless, you and your husband are having problems, then if you have a case, better report it first to the proper authority before you approach the credit card company with your complaint or case.
Do I legally owe the company that purchased my charged off account from the original lender who has closed the account and it no longer appears on my credit report?
Yes. Your signature for the first debt obligation transfers to the second when it was assumed by the second creditor. It may not be on your credit report because you may not be late. Their policies may also be different than the first. But you will eventually be reported to whatever credit agency(agencies) they report to.
How does one find the best mortgage rates when wanting to refinance?
The first thing you want to do is have a current credit report which shows all 3 reports. Once you have your credit report you can "price shop" different banks and mortgage company. A good place to start would be with your current mortgage company and see what they can offer you.
You have two different credit reports with the exact same informaton so why is your credit score have a 100 point difference?
ANSWER: There are many variables. # What is the time difference between the two credit reports? Hours, days, or weeks? Creditors report to the bureaus on different days. That is why when you pull your credit report it will show a balance on one of your credit cards and you say to yourself "wait a minute I payed that card down to zero". The reason is the creditor you paid down didn't report the balance to the "Credit Reporting Agency" yet. # Did you pull the credit report yourself or did a company pull it? I have found credit report scores differ when pulled by the consumer or by a company. Credit ReportAgencys recognize social security numbers first, name spelling second, primary address of consumer last. If any of those items are changed, misspelled by one letter, etc., credit scores will differ.
What credit card should you apply for that might accept you?
Acceptance for credit cards will depend on your credit rating standing. If you have good credit then you are practically guaranteed to be accepted. But if your credit report is not as good as you would like it then you need to take action immediately. First of all you need to see a copy of your credit report. You can normally request one copy per year for free and this information is the exact same that a bank and credit card Company would see once they do a credit search on you.
How to Dispute Your Credit Report?
Your credit report is one of the most important pieces of your life. It contains valuable information regarding your place of residence, how you pay your bills, whether you have been sued or arrested and whether or not you have filed for bankruptcy. Any misleading information in your credit report can mean the difference between being approved for a loan or being declined for a loan. That is the main reason why you should dispute your credit report.Your credit report is sold to creditors, insurers, employers and other businesses by consumer reporting companies. They determine how much you pay for a loan, whether or not you are eligible for a loan, if you can rent a home, if you are perfect for a certain job and if you can be approved for a credit card.Disputing your credit report can be fairly easy. The Fair Credit Reporting Act (FCRA) was recently amended in favor of the public. It forces the country’s three main consumer reporting companies to send you a free copy of your credit report once every twelve months. Anyone that provides information to your credit report; people, companies or organizations, have the responsibility of making sure that the information they send to the consumer reporting companies is correct.Once you receive your credit report, if you find discrepancies on the document, there are two main steps that need to be completed when disputing your credit report.Step one is the most complicated step of the two involved. First you must contact the consumer reporting company with a written report of what you feel is wrong with your credit report. Please be as detailed as possible. Any documents, which include receipts, that help your case should be copied and sent to the company for proof. Detail your dispute as thoroughly as possible. The company has 30 days to review your dispute before making their decision.If your dispute is awarded, the company has to send you a new copy of your credit report, which does not count against your annual free report. You can also request that the company send your new credit report to any business or creditor that received the false one within the past six months.Step two is the quicker of the two steps since there is no 30 day waiting period involved. After you have notified the consumer reporting company, it is time to notify the creditor or other business that provided the wrong information that you are disputing your credit report. Tell this company in writing and provide them with copies of any documentation that supports your dispute. If you win your dispute with the creditor, they are not allowed to report that inaccurate information again.
Inquired of full disclosure?
The first thing I did was.....
What is the benefit of a good credit report when applying for a Capital One credit card?
A good credit report means that one who applies for a Capital One credit card can get a better deal. First, with a good credit report one can get an unsecured card instead of a secured card. Depending on how good one's credit report is one can get better features, lower interest, and maybe even a platinum card.
