Want this question answered?
You can buy bicycle insurance at the Evans Cycles website. They cover against theft and accidental damage. This is available in both the United States and the UK.
Car insurance policies that Frizzell offers includes insurance for cars, vans, and trucks. Frizzell also offers motorcycle insurance, trailer insurance, and bicycle insurance.
No
No, if it is 49cc or under, your scooter is considered a bicycle with an asisted motor, therefore you don't need insurance or a regerstration.
If you have a deductable and it's worth it then file a claim, you may get it on your comprehensive for being stolen. Depends on your insurance? Call them and ask.
It depends. If it is just a bicycle that isn't very expensive, or has a long warranty on it, then it doesn't really need insurance, mostly because there are little to no bike accidents where people are killed, and bicycles aren't all that expensive. If it is a very expensive bike (over $1,000 or more), then insurance wouldn't be a bad idea, but only if you ride the bike a lot, or if it is something very important to you. Otherwise, bicycles shouldn't have to have insurance - there's just no need for it.
It is usually the responsibility of the homeowner if a person pulls into a driveway and runs over a bicycle. The homeowner's insurance might also pay for this accident. It might be the driver's fault if the bicycle was not in the driveway at the time or the driver was drinking.
Adrian Flux offers car insurance, with special packages designed for motoring enthusiasts who have vintage or antique cars. They also offer other auto and transport related insurance, such as for motorhomes, bicycle as well as travel insurance.
Rather than turn in a claim to your auto insurance, why not just go after the owner of the bicycle? Let their homeowners insurance cover the loss then you don't even have to worry about your auto insurance rates.
I assume that you mean his bicycle and not a motorcycle or motor scooter. If you mean bicycle the answer is no, your auto policy will not cover the damage to the other persons vehicle. Your homeowners insurance may have coverage that would take care of this type of damage. I would recommend that find out what it will take to repair the damage and attempt to pay for it yourself without having to make a claim on your homeowners insurance. You want to try to not make small claims on your insurance if at all possible.
Most bicycle owners maintain their own bicycle. But, a bicycle shop may be willing to maintain a bicycle, if you ask.
I would assume so, but your jurisdiction may handle traffic tickets for bicycles differently.