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My vehicle was hit the driver was not insured the car is though can you recover your money?
Wiki User
∙ 8y ago
Please read your question before publishing it. I'm not sure what your asking so I will guess. If you have uninsured motorists coverage, you can file a claim on this. If not, your only hope is to sue the other driver for damages, but if they don't have insurance they probably don't have anything worth taking either.
Wiki User
∙ 8y ago
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If you co-sign a car lease can you get sued even though you aren't on the insurance and the person gets into an accident?
Yes, the owners of the vehicle (and driver of course) are the ones sued, it has nothing to do with who is the named insured on the insurance policy.
Can you get a ticket for driving with no insurance if you are pulled over driving a borrowed car that is not insured even though your personal car is insured MN?
Absolutely. You are responsible for making sure the vehicle that you are driving is insured. It does not make any difference that you have other car insurance or even that the owner of the vehicle has other insurance. If there is not insurance on the vehicle you are driving then you are guilty.
If you are the primary policy holder and someone else drives the car and gets into an accident is it your fault or theirs?
Fault does not really matter, the claim will go under the policy that the vehicle is insured under as long as the driver of the car had the owners permission to drive the vehicle. Be careful though, some policies are "named driver" policies and if the driver of the car was not listed in the policy, there may not be any coverage. If that is the case, and the driver has their own policy, you can try to attach to that policy.
Can a fully insured driver deliver an uninsured car to you?
It would be better to tow or trailer the vehicle but otherwise I would say that this would work from a legal standpoint. That's not to say though that a legal nightmare wouldn't unfold if there was an incident.
What is the legal if drives your friend car in that car is not insured and you get a ticket for driving without insurance?
If there is no insurance on the vehicle and you get a ticket for driving without insurance you are guilty of the offense and will have to pay your fine. Even though the vehicle belongs to someone else it is the responsibility of the driver to make sure there is valid auto insurance on the vehicle before driving it.
Do you need to be on the insurance for a car you cosigned for if the other cosigner has full coverage?
If the vehicle is insured and you do not ever drive it you wouldn't be required to be listed on the policy as a driver. Most companys though may want all 'owners' listed, for numerous reasons.
You were rear-ended by a uninsured driver in an insured vehicle whose policy owner does not live in the same address Can you use uninsured motorist property damage coverage from your insurance company?
Well, first of all, you dont need to use your own coverage if the other vehicle has coverage. Auto insurance covers the vehicle even if the driver is not listed on the policy, unless the driver has been excluded from the policy. For example, my friend was visiting from out of state. She borrowed my car to go to the store and had an accident. My insurance still covered the damages even though she was not listed as a driver on my policy.
Does licensed driver living in home have to be insured even though they do not drive any of the cars?
Under the terms of your Insurance Contract, All licensed drivers in your household and all drivers that have access to your vehicle are required to be declared either as a covered driver or not. If not, then you can request they be excluded from coverage on your policy by way of form 515A. Failure to disclose a licensed driver in your home is a violation of the terms of your Insurance Contract and can result in voidance of all coverage. Bare in mind that once excluded the driver will have no coverage under your policy for any accident if they do for some reason drive the vehicle.
If an uninsured driver with no license wrecks your car even though the wreck was caused by the other driver what happens?
The vehicle owner is responsible for 100% of the damages. They can let anyone drive their vehicle as long as they have a valid license (being uninsured is not a factor), but if they turn their vehicle over to an unlicensed driver, the insurance company will not pay that claim.
Can you Have A Registered car but have someone else on the insurance?
Only your insurance company can answer that - mine does... I have insured vehicles that were not in my name and insured vehicles in my name for other drivers - Geico... I have also loaned vehicles that were in collisions and they still covered them even though I did not specifically "add a driver".
If your auto insurance allows you to drive other people's vehicles do the other cars still need their own insurance for you to be covered?
Although your own auto insurance may very well follow you to a loaner vehicle. It only follows you as "Secondary" coverage. It is still the vehicle owners responsibility to provide "Primary" coverage for his or her vehicle when that vehicle is being operated on public roads regardless of who is driving it.Additionally, If an officer runs the license plate of the loaner vehicle you are driving and finds that it is uninsured. The driver will be ticketed. It is not the officers responsibility to determine if your coverage from your own vehicle transfers to the one you are driving. You could always argue that in court at a later time if you wish in your defense.If an at fault accident were to occur, Both the driver and the vehicle owner can be held financially liable for any damages or injuries that may occur, so the owner must still have the vehicle insured to cover his or her own liabilities even though they may not have been driving the vehicle at the time of the accident.Remember that it is the vehicle owners responsibility to provide "primary" coverage for the vehicle.AnswerIn all likelihood, yes, the car does need to be insured. This is because the vehicle in question would have to be properly registered in order to do this it must be properly insured. That being said, the owner of the vehicle can buy insurance just to cover the car while it's parked. Double check with your insurance company. It is likely to cover the car while you, the insured, are driving it.
What is it called when one insurance company is repaid by another insurance company?
Subrogation, It's basically when an insured's insurance carrier pays for the damage done to their vehicle, even though it was the other parties fault. The insured's carrier will then go after the other parties carrier for reimbursement.
