look at the rental contract or lease papers. the utility responsibilities should be listed there. many times garbage, water and sewer are included in rent. typically utilities such as electricity, cable, gas and phone are not included in the rent.
Damage to anything covered by the landlord's insurance, because the landlord owns the property not the renter. Such damage would be covered under homeowner's insurance, because the homeowner owns the property.
Landlord insurance can be very cheap depending on the amount of property and specifics covered. There are websites that can provide more than one quote for landlord insurance.
WEED
A covered expense is an expense paid for usually by a company for their customers or a business for their employee. Covered expenses are a benefit defined by the company.
Unreimbursed medical expenses are those that your insurance company, or HSA will not reimburse you for. These costs are not covered on your plan.
This does mean expenses are not covered by insurance. If this is what the divorce decree says, then you are responsible for these bills.
yes
A scheme where the corporation is loyal to the customers until expenses are covered
Get it in writing. By the way, your heat pump won't work if covered in snow, but then, if it's cold enough to snow, it won't work well anyway.
Damage to anything covered by the landlord's insurance, because the landlord owns the property not the renter. Such damage would be covered under homeowner's insurance, because the homeowner owns the property.
Expenses before hospitalization is called Pre-Hospitalization expenses and expenses after discharge from the hospital are called Post-Hospitalization expenses. Usually 30 days pre-hospitalization and 60 days post hospitalization expenses are covered under mediclaim policies.
If you have contents coverage on your renters policy, Not just liability for the landlord and the television was damaged by a covered peril then yes it would be covered.