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If you're on meds - probably.

Enhanced answer:

Actually, it depends on the State in which you purchase the policy. These days most private carriers will cover INPATIENT treatment of mental and nervous disorders but will not cover OUTPATIENT treatment or, if they do, will do so only on a limited basis.

For instance, in Colorado the polices will not raise your rate because INPATIENT treatment is treated like any other illness, but they will not cover OUTPATIENT treatments.

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Q: On health insurance premiums would depression as a pre-existing condition raise rates?
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