When you rent a unit/ home/ apartment that is owned by a member of a condominium, co-op or home owners association, you are subject to the rules and regulations set out in the governing documents for the association.
Your rights are generally the same as the rights of an owner -- unless specifically excluded either by the CC&Rs, By-laws or Resolutions of the Board, or your lease -- except that you cannot vote on association business matters.
You can review any specific questions with your landlord or with a board member.
If they hold a mortgage or a lien on the property. Home owner's associations often have required dues and if they are not paid, a lien can be placed on the property.
Generally, if you are not married and you are not an owner of the property then you have no rights in the property when your relationship ends.
The owner will usually have a policy but if you are a renter, you should have a renters insurance policy to cover your personal belongings.
The home owner of course. Tenants have tenant´s rights such as 30 day notice before eviction etc., but the home owner owns it.
You can ask an owner, or you can go to the local hall of records and find the name of the land owner. Most home owner associations are non-profit corporations, and are listed with the state, in the Secretary of State's office of records.
Not sure. But if they have no legal interest in your home then they cannot be listed on the policy. The tenants can obtain renters insurance which will cover their personal property.
No. A renters policy would cover a renters loss, Not the Home owner. Actually a homeowners form HO-4 is for renters. It provides similar coverage to a "normal" homeowners policy with the exception of not covering the home itself. There are many homeowners forms for different situations. HO-8 OS for condos, HO-10 is primarily for older homes that you don't want to cover for replacement cost so you insure it for the real estate value so you aren't penalized on claims for carrying less than the replacement cost of the home, etc.
By practical means, yes, renters should have home content insurance. You will want to have coverage for your home if anything disastrous was to occur.
Are you talking about the space of the trailer park? If that's the case then you probably are responsible. Check the laws of your area.
Renters insurance is a necessity for anyone renting or subletting a home or apartment. Whether you live in a single family home, duplex, town home, condo, loft, studio or apartment, you need to have renters insurance to protect your belongings and your liability.
In Minnesota it is required by law to have renter's insurance. This is due to the fact that if your home is ever damaged then you must have the insurance in order to cover the damage to the owner.
Renters Insurance doe snot cover "Real Property". If you have purchased a home then you need a Homeowners Insurance Policy.