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The language you described is the language that creates a joint tenancy with the right of survivorship. Upon the death of one of the parties on the deed the Survivor will become the sole owner of the property. In your case, if your husband is the grantee on such a deed with another person and your husband died, the other person would automatically become the sole owner of the property.

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Q: Says on the deed for their joint lives with the remainder in fee simple to the survivor his or her heirs or assigns What happens if hubby dies first and have second parties on deed?
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