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Should I pay cash to repair a parked car I scratched or use my auto insurance?
Wiki User
∙ 16y ago
You need to find out what is the best for you in the long run. Contact your policy services dept. Ask what constitutes a rate increase (for accidents, and how much is that)? Is the damage under the min. for a 'chargeable accident'? Some Companys (two I've worked for) do not generate a chargeable accident unless it exclipses say 400.00/500.00 and At Fault...so if the damage is less than that (for sure, including any rental while their vehicle is in the shop), then I'd let the company handle it...On the flip side, if the damage is say 2k, and your rate increase (if there is one) would be 10% for three years how much is that? I'm guessing as small as you say the damage is, 'scratch'' (but scratch to a bumper, and scratch to a door especially if it is close to the other door) are two different things. But assuming it were 800 or so, you might be better off handling it yourself...
Wiki User
∙ 16y ago
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How does no fault auto insurance work if you hit a parked car?
No Fault insurance ONLY deals with medical injuries to you if you are driving. No Fault has nothing to do with property damage liability. If you hit a parked car, then your Property Damage Liability coverage would pay to repair the parked car and your own Collision coverage (if you have it...it's optional) would pay to repair your car.
If a car hits your parked car do you have to accept what their insurance appraiser offers you in payment to repair your car even if it is not enough?
Almost certainly not. You are in no way at fault, so you should not have to pay for someone else's mistake. Contact your own insurance comany and ask them to discuss the matter with their insurance company.
What happens if you scratched someone's car?
The mature thing to do would be to pay for the repairs on their car. If you scratched it with your car, your insurance should pay for the damage, but your rates might go up if you've had another accident recently. If you don't have insurance, you'll have to see if they will let you pay as much as you can until you've paid the total repair bill.
If your car was parked and you got rearended and the accident was not your fault but you had no car insurance will the person who rearended you have to pay for your car and your injurys?
Yes. When your car is parked all medical bills and repair costs are the responsibility of the person who hit your car.
If your car was hit while parked do you have to pay the deductible for the repair?
This would be dependent on the insurance you have. If you know who hit your car and have all of the pertinent information, you probably should not have to pay the deductible. If you don't know who hit your car, and your state and/or you do not have waiver of deductible insurance, then you would have to pay the deductible.
What happens when a drunk driver runs into your parked car if you don't have insurance?
Personally I would sue the person for damages in a civil court for payment of the repair or replacement of the car.
Can you repaired a scratched camera lens yourself?
There are kits available that will repair scratched lenses on cameras and glasses.
Whats the best way to fix a scratched disc?
One of the best ways to fix a scratched disc is to buy a repair kit.
How do you repair a scratched driver head?
ask Tim the tool man
Were can I find car repair insurance online?
The website autos.com/auto-repair/car-repair-insurance has a listing of auto repair insurance carriers. Also, it explains the purpose of the insurance and a guide to tell whether or not you need it.
How can i have my scratched disks repaired?
You can go to the following website www.diskrepairfreeware.com/ to learn how to repair your scratched disk. Or go to youtube.com and see videos on how to do it too
How do you repair scratched PS2 games?
There are professional machines that can work and most home remedies do not work. The cheaper less rare games should just be replaced
