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Should you report a minor accident to your insurance if it wasn't your fault? |
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Answer
Usually not, unless you need your carrier's assistance. For instance, the other driver might not make a claim with his carrier, or you were injured and have first-party medical coverage that you'd need to use.
You don't say what the facts-of-loss are, but if there's any question about liability, it would be a good idea to report the accident to your carrier. It's also a good idea if the other driver was injured.
First answer by Allen. Last edit by Allen. Question popularity: 52 [recommend question]
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