It has always been the UB92, but is being replaced by the UB04. This is for facility billing of outpatient services. Physicians will always bill for their own services on their own forms, the HCFA.
The most popular form of health insurance is major medical expense protection, which insures a person for a maximum amount of loss. The insured pays a deductible, usually $100 to $500.
Depends on where you are working. Most hospitals and nursing homes do offer insurance. Often you can buy additional insurance for families but it's very expensive.
"Cinergy 'health insurance' is not actually insurance, it is a discount plan. As such it only may reduce the cost of some services and is less comprehensive than 'real' health insurance."