Under HIPPAA if a pregnant wife leaves her job and thus coverage but within 63 days her husbands takes a new job with group coverage will his coverage still cover the pregnancy though preexisting?

Answer

Only if she was covered by a qualified group plan and elected COBRA can she be added to husbands with no lapse in coverage, thus not pre-existing. You may want to check your state, but my understanding is you have 90 day to elect Cobra and 90 days to pay, but you will owe from day one that you were no longer covered on your previous employers plan.

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First answer by Jason Ridley. Last edit by Jason Ridley. Contributor trust: 226 [recommend contributor]. Question popularity: 39 [recommend question]

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