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Under the Philippines law can you just be arrested without any notice or summon for non payment od your credit card obligation?
Wiki User
∙ 15y ago
No, you cannot be arrested for non-payment of credit card debts without any other violation other than non-payment, such as intent to defraud.
According to Republic Act 8484 (Access Devices Regulation Act), you can be fined or imprisoned if it would be proven that you intended to defraud the credit card company. The condition described in 8484: there is intent to defraud if you moved out of the address you wrote in your credit card application without informing the card company, your unpaid balance has been past due for at least 90 days at the time of your moving out, and your unpaid debt is more than 10 thousand pesos.
Meanwhile, there is the SUBSEC. X320.14 Unfair Collection Practices law, which prohibits several collection strategies. You can visit this site for more information:
http://forum.gov.ph/thread.asp?rootID=34806&catID=23&page=39
Wiki User
∙ 15y ago
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