Hi, My name is Doug-E-Fresh I am 19 and have a fair amount of knowleddge in finances and in biology which will be my Major in college. I haven't got many trust points and to me those are key. So if you like my advice please recommend me, if not then message me and tell me what's wrong with my answer. I'm always willing to learn and have a need to know many things, and am open minded. I recognize my contributions could effect someone's life dramatically in the field of finance for the better or worse depending how the information is interpreted, but i will usually only answer something im 100% sure about.