I began my insurance claims career as a Subrogation Specialist and 'promoted' to an Adjuster after a year or so, then senior adjuster. I also was a manager of a large body shop for four years. Prior to that (once our 'babies' were in school), I ran a Bait and Tackle shop that my husband I opened in the early to mid eighties, after selling that business I went to work for an insurance company in 1986.

I am currently a property damage (auto) specialist and have been a physcial damage and multi lines liability trainer for many years.

I'm not selling anything, just want to be of assistance where I can, (that 'mothering' thing again)! Insurance in general is very difficult to understand and a confusing issue to the general public. Claims in particular are very stressful, tramatic and cause a lot of anxiety for the parties involved.

It is my ardent hope that I can be of some small assistance to the kind folks seeking answers in this forum.

This website provides a valuable service. And I feel has true empathy for the questioners.

Feel free to post messages to my message board with specifics regarding your questions. I find it difficult many times to give an acurate answer without more details, and request that information in many of my answers if a questioner is so inclined.

Wishing all a blessed day!!

P.S. I am generally on this computer only in the mornings.