0
What are advantages and disadvantages of being listed as a driver on someone else's insurance policy?
Wiki User
∙ 18y ago
Ok here are the disadvantages (from both stand points): If you have any tickets or accidents they will be charged on the policy and cause the persons rate to go up and possibly get terminated by the company. Also depending on your age and sex, the rates could go up too. You being a driver on someones policy put them at risk for lawsuit if you cause an accident. Now for the advantage: You being on someones policy can help your rates when you decide to get your own insurance, companies look at prior insurance and people that have continuous insurance get better rates.
Wiki User
∙ 18y ago
Add your answer:
Earn +20 pts
Where can someone find information on provisional driver insurance?
One can find information on provisional driver insurance through the Insurance Learner Driver website. There one can find full details and get a quote.
Can you find out if someone else has car insurance by their driver's licenses?
No
Can you be the main driver on Insurance on someone else's car?
Yes, as long as you inform the insurance company.
Can you be a named driver on someone elses insurance in your car?
um... yeah if your on your parents insurance....... i think
If the owner has no insurance can someone else drive the vehicle?
In the UK, yes. So long as the driver has insurance.
If you let someone ride your motorcycle and he crashed it do you file a claim with his insurance or your own for the repairs?
insurance follows the vehicle, not the driver. If you loan your vehicle to someone, you assume the risk of them having an accident. Only if there is no insurance on the vehicle would the driver's insurance become effective for the loss of a vehicle not owned by him.
If someone is driving your car and you do not have them on your insurance and they get into accident are you covered?
Although it depends on your insurance, the driver is covered if driving with your permission.
Can someone with a green card get a driver's license in the US and get car insurance?
yes
If someone has an accident and they do not own the car but the driver sends the other party to hospital who is responsible for bodily injuries in Texas?
liability insurance goes with the driver, so the drivers insurance would pay for it. If the driver does not have insurance, then the owner of the car's insurance would pay if the vehicle was knowingly lent.
In ma if you drive someone else's car and get a ticket who will have their insurance affected the driver or the owner of the vehicle?
Always remember insurance follows the vehicle and points follow the driver. So if they get points from the ticket it will follow the driver.
What happens when a uninsured driver hit someone?
What happens when an insured driver hits someone depends on the state you live in. In a no-fault state you present your claim to your insurance company for payment. In a tort state, you would sue the driver for compensation. If you have uninsured driver coverage, then your insurance company should cover you and/or your vehicle, up to a certain amount. You should check with your insurance company to be sure.
How can you find cheap car insurance for a new driver?
One can find cheap car insurance for a new driver is get a family or relative to register you as the third driver especially someone who has many years of driving experience. This way you can avoid paying expensive driving insurance.
