I think you mean WHO. They are the people you wanna give all your crap to when you die.
When writing a will, a beneficiary is simply a person who benefits under the will of a person, it could be a spouse, any family member or anybody else
Beneficiary. Anyone the policy owner names can become the beneficiary.
Any one who benefits from the execution of an insurance policy.
Incase something happens to the first beneficiary. Such as: they pass away.
Abel Patrick Vinluan