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unemployment payments to workers who have lost their jobs

Income Maintenance Programs vs. Social Insurance Programs

•Income Maintenance Programs

-"welfare," "public assistance," "public charity"

-Purpose: provide minimum level of income to all families and individuals

-Must demonstrate economic "need" (means tested)

-Examples: Temporary Assistance to Needy Families (TANF), Supplemental Security Income (SSI), food stamps, Medicaid, earned income tax credit (EITC), housing aid

•Social Insurance Programs

-Purpose: provide individuals with income/assistance at times when they cannot help themselves

-Contingent upon an event occurring

-Examples: Social Security, Medicare, unemployment insurance

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Q: What are governmental income maintenance programs?
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