Answer:
Yes I have received a check from a financial group, because apparently I have won a prize in the amt of $ 120,000 and that I needed to pay the taxes on it, so I could claim my lump sum payment! And it's sad that in fact, many Americans will go ahead and cash out the check that they sent (in the amount of $4,850 to pay taxes of $ 3,700); but once you have sent them the money, you are gonna end up owning your own account $ 4,850 plus the fees that your bank will charge you for non-sufficient funds check.
First of all GOOD THINGS DON'T COME FOR FREE! and nobody wins cash just because you have use your visa or master card in many WELL KNOWN STORES, because by law your personal information is THAT, PERSONAL and when someone says to you that you have won because you have used your card at a very popular store (you'll bet your ass is a SCAM!!!) unless you are enroll in a contest were, well you have submited your info first, there are rules and regulations, and most important of all is ACTUALLY GIVING YOU A DATE OF WHEN THE WITHDRAWING OF PRIZES WILL BE HELD!
Be cautious about what you're doing with this kind of scams, because believe me, these good-talk-agent-representatives will give you a sweet talk and before you know you'll be taking money that you don't have and be paying it back to your bank with fees and all that, and be aware, that is not your bank's responsibility to check were the checks come from, because YOU SHOULD BE OLD ENOUGH TO HANDLE YOUR PERSONAL BELONGINGS.