Some of the refinancing laws in California, United States consist of three things. Firstly, you must be eligible for financing. Second, you must provide documents of your eligibility.
It all depends on what you are trying to refinance. A local bank can provide refinancing options with a car or house. If you're trying to refinance your home, you can also contact a mortgage broker.
Generally speaking, laws around public education are state laws. The Federal government (under the auspices of the Department of Education) often issues what are called "mandates", which are really...