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What are some things to consider when thinking about opening a CD account?

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Answer:

Some things to consider are: the reliability of the financial institution you want to open it with (i.e. are they FDIC insured, and for how much), the amount of investment, amount of time required, and the interest you will make. If this is something you are doing to prepare for retirement, you may get a better turnover from a Roth IRA.

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