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These are basically the same for any kind of insurance policy: The declarations, the coverage forms, and endorsements. Sometimes the application becomes part of the policy.
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Will your car be covered by your employers insurance if you have an accident using your own car for them?
Generally no, and it could get a little interesting if you are running errands for your employer. Your personal auto insurance policy does not cover commercial use. You need a commercial lines policy, not personal lines.
What are the Disney stars' phone numbers?
WikiAnswers does not provide personal contact information for anyone, including celebrities.It is WikiAnswers' policy to not disclose personal numbers for celebrities or anyone else for that matter. None of Disney's celebrities have official fan lines.
What is the key difference between an umbrella policy and excess liability policy?
similar - umbrella usually a personal lines excess coverage. excess liability policy could be anything. Both are designed to provide another layer of protection over and above the underlying policy(ies)
What is inland marine floater?
It is a type of policy to cover specific personal lines items such as jewelry, guns, coin collections, furs..etc... the homeowner policy has limitations on such items so therefore an inland marine policy was created in the 1920's.
Who has the best insurance for construction and renters ins?
It is not likely you will find a single insurer with the best offering for both of these insurance categories. Construction Insurance is a Commercial lines Policy while Renters Insurance Is a Personal Lines Policy. That's kinda like trying to mix apples and oranges.
I rent a home with a detached shop that I run a business out of. If my car damages the building and my business contents will my comprehensive pay for my assets and the landlords building?
Renters InsuranceNo. Your renters Insurance Policy is personal lines residential tenants coverage. It should provide coverage for your "Personal Property" and may have some liability and personal injury coverage as well. Your Renters or "Tenants Policy" would not cover your business property nor the property of another person. Your landlord is expected to have his own property coverage.If you need coverage for your business property you would need to pick up a business owners insurance policy. Your personal lines residential rental policy would not cover your business property.AnswerYou'd have to examine the contents of your vehicle insurance policy to determine what would be covered.
Is life insurance personal lines insurance?
No personal lines refers to personal property and casualty coverage like homeowners, renters, auto and personal umbrella coverage.
What does Full Value on Personal Property mean on Safeco policy?
Explain Full Value on Personal Property on a Tenant Policy
Personal info on a policy that you have?
yes
How do you get a commercial policy?
There are various kinds of commercial policies, like there are various kinds of personal policies. The big difference is that commercial lines coverage applies to business-related risks. The mechanism of obtaining commercial coverage starts with seeking an agent or broker that specializes in commercial lines coverage; it is vastly different from personal lines, so you will want someone skilled in the area. Whatever you do, make sure that the insurer is authorized to transact the kind of insurance that you are buying in the state where the policy will be issued. Also make sure that the agent is not only experienced in commercial lines coverage, but is licensed in the state where he/she does business.
Explain homeowners personal liability?
A personal liability, or umbrella, policy pays liability limits above those you can get on your homeowners or other basic liability policy. If you are thinking of buying a personal liability policy, begin by finding out the maximum amount of personal liability your homeowners policy provides. Make sure you coordinate the liability limits so that the umbrella policy covers any liability claim in excess of the amount your basic policy will pay, up to the maximum limits of the policy.
Does personal lines insurance include homeowners' associations?
Personal lines insurance typically does not include coverage for homeowners' associations. Homeowners' associations typically have their own insurance policies to cover their common areas and buildings. Individual homeowners may choose to purchase personal lines insurance to cover their own property within the homeowners' association.
