Advantages include being able to purchase something you otherwise might not be able to.Using credit means you can have what you want right away, rather than waiting for later..
Credit is a...
When used responsibly, credit cards offer many benefits to their holders:
When paid in time and in full every month, they offer an interest-free credit for up to 30 days for purchases. A monthly...
The advantage is for the store in that it doesn't ever have to issue a cash refund. Many not-for-profit retail stores are not set up for cash refunds, so they issue store credit - usually with a time...