What are the community property states and how does that work in the event of credit card debt after death in relation to a property that is co-owned? |
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California, Arizona,, New Mexico, Texas, Washington, Idaho, Louisiana, Nevada and Wisconsin. All property that is obtained during the marriage is considered owned equally. Unfortunately, so are the debts. Even when only one spouse is the credit card holder. The other is still responsible for the debt(s). Wisconsin's community property laws, are quite different than the other states and are applicable to only certain assets of married couples. A creditor can sue for the debt if the surviving spouse defaults. And if a judgment is awarded, can place a lien against real property or petition to have other assets liquidated to settle the debt. Each state has a set of exemptions that a debtor can claim to protect their property.
First answer by Nikki. Last edit by Nikki. Question popularity: 45 [recommend question]
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