What are the credit card judgment laws?

Answer

The ways in which a creditor/plaintiff can execute a judgment against the debtor/defendant usually depends upon the laws of the state where the debtor resides. The preferred action is wage garnishment or bank account levy, a lien against real property is also possible as well as the seizure and liquidation of other non-exempt asets belonging to the debtor. All states have a set of exemptions a debtor may use to protect real and personal property from creditor attachment, one of the most important is the homestead exemption. It would be advisable to consult with an attorney or the local legal aid society, most attorneys offer free or minimal fee consultations.