From the at-Fault Party's Insurance Company
YES: in Every State except Michigan
•Arkansas• Alabama• Colorado• California• Connecticut• Florida• Delaware• Georgia• Idaho• Indiana•
Illinois• Kentucky•Kansas• Louisiana •Maryland•Maine•Massachusetts•Mississippi•Minnesota•Missouri•Montana•Nevada•
New Jersey•Nebraska•New York•New Hampshire•New Mexico•North Dakota•North Carolina•Oklahoma•Oregon•Rhode Island
•Pennsylvania•South Dakota•South Carolina•Tennessee•Texas•Utah•Virginia•Vermont•Washington•Wisconsin•West Virginia•Wyoming
If the at-Fault Party has No Insurance
YES: under your own policy's Uninsured Motorist Coverage, but only in the following states:
• Alaska • Arkansas • California • Delaware • District of Columbia • Georgia • Hawaii • Illinois • Indiana • Louisiana • Maryland • Mississippi • New Jersey • New Mexico • North Carolina • Ohio • Oregon • Rhode Island • South Carolina • Tennessee • Texas • Utah • Vermont • Virginia • Washington • West Virginia.
From My Own Policy's Collision CoverageYES: in Georgia, Kansas, North Carolina and Washington
Illinois Statute Of Limitations: 5 YearsUninsured Motorist Coverage: YESDiminished Value For At Fault Party: NO
Kentucky Statute Of Limitations: 5 YearsUninsured Motorist Coverage: NODiminished Value For At Fault Party: NO
Not at Fault Kentucky Statute Of Limitations: 5 YearsUninsured Motorist Coverage: NODiminished Value For At Fault Party: NO
Arkansas Statute Of Limitations: 3 YearsUninsured Motorist Coverage: YESDiminished Value For At Fault Party: NO
Not at fault Iowa Statute Of Limitations: 2 YearsUninsured Motorist Coverage: YESDiminished Value For At Fault Party: NO
Michigan is the only state that does not allow diminished value
Nebraska is a diminished value state, which means you may be entitled to the diminished value of your vehicle after an auto accident. The statute of limitation on diminished value claims in Nebraska is 4 years, and Nebraska does not have uninsured motorist coverage for diminished value. You can't submit a Nebraska diminished value claim if you were the at-fault party in an accident, or if the damage was caused by something other than a collision.Nebraska Statute Of Limitations: 4 YearsUninsured Motorist Coverage: NODiminished Value For At Fault Party: NO
Pennsylvania Statute Of Limitations: 2 YearsUninsured Motorist Coverage: NODiminished Value For At Fault Party: NO
Illinois Statute Of Limitations: 5 YearsUninsured Motorist Coverage: YESDiminished Value For At Fault Party: NO
Pennsylvania Statute Of Limitations: 2 YearsUninsured Motorist Coverage: NODiminished Value For At Fault Party: NO
Illinois Statute Of Limitations: 5 YearsUninsured Motorist Coverage: YESDiminished Value For At Fault Party: NO
Kentucky Statute Of Limitations: 5 YearsUninsured Motorist Coverage: NODiminished Value For At Fault Party: NO
Texas Statute Of Limitations: 2 YearsUninsured Motorist Coverage: YESDiminished Value For At Fault Party: NO
Kentucky Statute Of Limitations: 5 YearsUninsured Motorist Coverage: NODiminished Value For At Fault Party: NO
Not at Fault Kentucky Statute Of Limitations: 5 YearsUninsured Motorist Coverage: NODiminished Value For At Fault Party: NO
North Carolina Statute Of Limitations: 3 YearsUninsured Motorist Coverage: YESDiminished Value For At Fault Party: NO
Not at fault Alabama Statute Of Limitations: 6 YearsUninsured Motorist Coverage: NODiminished Value For At Fault Party: NO