According to the "Code of Alabama 1975: Section 32-7A-16 A person is guilty of a Class C misdemeanor who: (1) Operates a motor vehicle unless the motor vehicle is covered by a liability insurance policy in accordance with this chapter. Section 32-7A-18: Penalties. The following penalties are applicable to violations of this chapter. (1) FELONIES. A person convicted of a felony for the violation of a provision of this chapter is guilty of a Class C felony and is subject to punishment by a fine of not less than five hundred dollars ($500) nor more than five thousand dollars ($5,000), or by imprisonment for not less than one year and one day or not more than 10 years, or both the fine and imprisonment. (2) MISDEMEANORS. A person convicted of a misdemeanor for the violation of a provision of this chapter is guilty of a Class C misdemeanor and is subject to punishment by a fine not to exceed five hundred dollars ($500) for the first conviction. Upon each subsequent conviction, the fine shall not exceed one thousand dollars ($1,000) or suspension of the person's driver's license for a period not to exceed six months, or both fine and suspension. (Act 2000-554, p. 1005,
Yes, if you are caught driving without insurance in any state, except New Hampshire, you're license will be suspended.
Any police officer can give you a ticket for failing to produce proof of valid, current automobile insurance if pulled over while driving/riding said automobile.
If there are no assets in the estate the lender is out of luck as to having the loan paid off, however, it can repossess the automobile.
"Complete car insurance" would also include coverage that covers anything that can physically happen to the automobile, normally after some sort of a deductible that the named insured must pay first.
If the insurance company runs a credit report, this will put a mark on your insurance showing that it was viewed. Receiving too many quotes or having too many inquiries on your credit can be a bad thing.
Having to do with an automobile
Simply stated, automobile insurance is a contract between you and your insurance company that protects you against financial loss if you are in an accident. Auto policies contain a variety of coverage's that can be purchased depending upon your needs and wants. You agree to pay the premium, and in return, the insurance company agrees to pay for certain expenses as defined in your policy. Having the right insurance coverage may prevent you from suffering a large financial loss in the event of an automobile accident.
"No it is not a requirement in order for you to get purchase an automobile. Some people recommend it to others due to the fact of family/personal safety. Incase you get into a car crash and become injured, health insurance may cover some of the cost."
No, the insurance company will not cancel your insurance for having three accidents, but they will increase your insurance premium.
Having insurance is wonderful for emergencies and accidents. The only risk of having insurance is that the insurer may not cover certain incidents, so one might be paying for insurance and won't get coverage.
Liability insurance would pay if you were liable (responsible) for damages. For example, most automobile insurance includes liability insurance, for when you are responsible for damage to someone else's vehicle. Generally, liability insurance allows you to pay a fixed, relatively small amount on a regular basis, rather than suddenly and unexpectedly having to pay a very large amount all at once.
The automobile created the suburbs. People could commute into the cities to work without having to live there.