What are the steps a credit card company does before they garnish your wages?

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Simplified version: File a lawsuit, win the suit, receive a writ of judgment, execute the judgment as a wage garnishment against the debtor/defendant. The average length of time from the filing to the hearing of a creditor vs.debtor lawsuit is 15 months.

First answer by Macky. Last edit by Macky. Contributor trust: 5187 [recommend contributor recommended]. Question popularity: 8 [recommend question].