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  • In the UK - driving without motor insurance on a public highway is a criminal offence. The police will investigate and the Crown Prosecution Service will prosecute in the good for the good of the state. In addition any injuries caused by a driver who has no motor insurance will be met by the Motor Insurers Bureau or MIB. See the related link entitled "accident car insurance" - to see the importance of motor insurance and how the MIB operates in the UK.
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Q: What are the steps taken against a person in an accident without insurance?
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What do you do if you had an at fault accident but you have no insurance?

They can sue you. If you have no money in the bank or no assets (a home, vehicle, valuables), then it won't do the other person any good. It will be nearly impossible to get insurance now that you have an accident on your record without coverage (big no no). In the mean time, hopefully the other person has insurance to cover themselves against people who are uninsured in an accident.


What coverage protects the person who was at fault in an accident against losses when someone is injured?

Liability insurance.


What coverage protects a person who is at fault in an accident against lawsuits when someone is injured?

Liability and medical insurance.


Can a car owner be sued for letting a person drive the car without insurance?

Yes, if there is an accident.


What happens if the damages in an accident exceed the insurance coverage of the person at fault?

You need a life insurance policy to cover the risk of death and a health insurance policy as a cushion against hospitalisation expenses. Buy Personal Accident Insurance Coverage :


How can I find out if soomeone has auto insurance?

If you have had an accident with this person then his insurance information should be present on the accident report. If you have no claim on this person's auto insurance then it is not your business whether or not he has insurance.


How do i find a person's insurance company?

If you were involved in an accident with this person then their insurance information will be listed on the accident report. If you were not involved in an accident then it is not your business who they have insurance with. Much of this is covered by the privacy laws so if you really have to know ask the person.


What happens if you get into an accident but only have a license but no insurance but the other person doesnt have a license or insurance Whos at fault?

Who has insurance and who has license, is a non factor in determining liability for the accident. The person who is at fault will be based upon the police report and who caused the accident. You have no insurance, and have left yourself wide open to a judgment against you that could cost you plenty. You chose to drive without insurance, and in doing so you will be require to accept responsibility for your actions. You do not even have uninsured motorist insurance to cover your damage even if the other driver is at fault and cannot pay. You were not insured, and will now pay for that mistake.


Can you file a claim against a person with no insurance?

You can file a claim against your insurance company for an action caused by another person with no insurance if you are covered for such an occurance. An example would be if you had uninsured motorist coverage and were hit by someone without auto insurance. However if you want to file a 'claim' against the person directly who has no insurance there is no one to file the claim against. The only alternative here is to sue the person in court.


If your car was in an accident and the other person driving was at fault. Who's insurance should pay for your car damage?

the insurance of the person responsible for the accident


What is the definition of leaving the scene of an accident?

The definition of leaving the scene of an accident is a person who flees an accident after being part of it. They drive off without giving insurance information or waiting for the police to arrive at the scene.


If a person had a car accident and a second person was killed in the accident can the state police take your blood sample from a hospital without your permission?

they sure can they can be used in a court case and insurance companies will also request these samples