file and pursue a claim or dont. If you do file , file a police report, get a copy of the report and have your property insurance company pursue the claim against the insurance company covering the party or parties involved in the auto accident
It is highly unlikely.
No. Homeowners Insurance does not cover Auto accidents. Auto Insurance covers automobiles. It does not matter if the auto accident was on public or private property.
In the event that there is personal or private property which has been damaged or destroyed, the courts can help. The person with the damaged property can file a lawsuit against the person who is responsible for the damage. If the court finds in favor of the person who has filed the lawsuit, it will enter a judgment against the person who damaged the property, which will make them legally responsible for paying for the damage.
It's just like any other property-damage accident only the sign belongs to the state and is not private property. You must report the accident and exchange the same information you would if you hit a private vehicle or private property.
you leave too
The person who caused the damage.
doesn't matter if an accident was on private property. get a police report immediately. this will be used to determine fault, if any.
It should unless there was some illegal activity that had occurred and you had the proper coverages. There is no difference in a private property accident or a public street accident when it comes to paying claims.
The At-Fault motorist (via their insurance) is liable for damage to property.
Honestly, not totally sure about your state, but in most...if there is no damage and it happens on private property, then it is not considered an accident.
it still needs to be reported to the local police.
You won't get ticketed on private property, but if a claim has to be filed for an accident which ensues from an unlicenced driver operating solo on private property, that insurance company may refuse the claim, and even refuse to further ensure that truck or fleet.