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What can you do if you had an accident and a ticket was given but later cancelled and there is no violation on record but the insurance company is still surcharging for the accident?
Wiki User
∙ 18y ago
If the insurance company had to pay anything for damamges, then they will raise your rates for it. An accident will be on your record whether At Fault or not and whether or not you got a ticket. Changing insurance companies may not save you much money. If you can get documentation proving the ticket was voided and your driving record is clear, forward it to your insurance company. If they refude to take it into consideration, file a compaint with a supervisor or a general director of the company. If that fails, you might want to think about shopping around.
Wiki User
∙ 18y ago
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What can you do if your insurance is cancelled the same day you get in an accident and total your car?
Depends on when it was cancelled. Before or after the accident? When did you get the cancellation notice? If you were cancelled before, then obviously you were uninsured. If the accident was your fault, then any costs are yours alone and not the insurance company's.
What happens when you have insurance at the time of an accident and then it gets cancelled does the insurance still cover the accident?
Yes it does. The cancellation of an insurance policy is not retroactive.
Can you report an accident or claim after your insurance is cancelled even though you were insured at the time of accident?
Yes.. but make sure you have good documentation with dates on the accident reports.
Will your auto insurance increase if you get into an accident with a friend's car?
Not unless you received a violation for the accident. Otherwise it will show on your record as a not at fault accident and should not raise your rates.
How much does car insurance raise after a red traffic light violation?
Each insurance company has their own policy, therefore you would need to check with that particular company. Was there an accident? What state did the violation occur? Do you have a license for that state?
If your 16-year-old daughter causes a small accident with no injury how much will your rates go up or will the family policy be cancelled?
They shouldn't cancel your plan I was in an accident when I was 16 and we kept the same insurance. As for how much it goes up depends on which insurance company you have.
What is SR22 Car Insurance in Illinois?
Anyone who has been in an accident or had a traffic violation and was unable to show financial responsibility are required to carry a SR22. It is basically showing that you have specific liability insurance.
What to do if your insurance was cancelled due non payment. 1 month later you get into a 6 car accident that was caused by a drunken driver which ended up being a hit and run?
Once your policy was cancelled you no longer have coverage. Hopefully the drunk driver has good enough insurance to take care of your damages.
Know the Insurance Requirements in New York City?
If you are a driver in New York City, then there are some things you might not know about auto insurance that are important. New York City is one of the busiest cities in the country, so if you don't have to drive, then try using public transportation. However, if you need to drive a car, you will be required to have insurance coverage on the vehicle.Thinking that you can drive a car in the city with no insurance is like thinking you can drive without a seat belt. If you are pulled over for any violation and the officer finds that you do not have coverage, you can be given a citation or a ticket. If you have more than one violation, you may find yourself in jail. You will also not be covered if you are in an accident if you do not have insurance. Sometimes drivers cannot afford the most expensive insurance coverage, and this is alright. The minimum coverage that you need is $25,000 for one person and $50,000 for others that are involved in the accident if they are injured. Property damage minimums are $10,000. This means if you have an accident and you do more damage than what you have covered, you may have to pay the balance out of your own pocket. Some drivers go ahead and get the higher coverage so they know they will be covered if anything severe happens while they are driving.Drivers often worry if they will have their insurance cancelled. New York City does not cancel insurance unless there are circumstances that demand for the coverage to be cancelled. One of the reasons insurance would be cancelled is if your driver's license has been suspended. You should also be truthful with your insurance company. If they find out you have lied about anything on your policy, they can cancel your insurance, and it may be hard to get a new policy in the city.
What should a person do if they were the 'at fault' driver in an accident and their insurance had been cancelled and they are now responsible for paying 6000 dollars in damages?
The moral answer would be for him to pay for the damages that he caused.
What is the worst that can happen if you let someone with a suspended license drive your car?
They'll have an accident that is their fault, the insurance company will refuse to pay, the driver of the vehicle and the owner will be sued for everything they own and then some. Or they will be in an accident that is not their fault but the person who owns the vehicle will have their insurance cancelled and will have to pay a fortune for future coverage.
How important is it to have accident insurance?
It is important to have accident insurance in order to be prepared for the unexpected. Having accident insurance will prevent major expenses but not all resulting in an accident.
