Most banks in this situation would be willing to open an account. The check is for a large amount and drawn on a reputable company. Unless you have judgment(s) pending, where a bank account could be levied, there shouldn't be any problem. Walmart (believe it or not) will accept anyone with even a small opening deposit, regardless of credit status.
If you are in the unfortunate situation that you have a check but no bank account, it would seem your only option would be to go to a check cashing business where your check will be cashed at the cost of a large a percent of your whole check.
Yes, canceling a credit card always reduces your credit score. It never improves your credit score if you cancel a credit card account. If you have had the card for more than 2 years, or if you have a substantial amount of available credit at the time that you close the account, then the reduction in your credit score is even greater. However, if it makes sense to you to close the card, and you do not plan large purchases in the near future, your credit will recover without your feeling the difference.
Citi Credit Monitoring works by having the account transactions all monitored automatically. If there seems to be unusual activity such as very large amounts going in or out then that is flagged and checked by someone.
In the United States, per FDIC Regulation CC, U.S. Postal Money Orders are "next-day availability items" and cannot be held. However, if the check is particularly large some portion of it may be held, and if your account is repeatedly overdrawn, the check may be held.
Yes, but it can be waived. Fee was waived for me today based on the "type of account" but tellers have the authority regardless.
I have no idea why I received a little check for $2.19 that I did not request nor do I think I am owed.My reasoning is that it is just large enough to toss into my bank and then the company will have access to my bank account number. I think it is a scam. The only GE accounts I have are Sam's and Wal-mart and since they are active they could just credit the account instead of sending a check.Part of the message reads " This is a provisional credit. If further inquiry finds you did not have a valid credit balance, your account will then be redebited." (they misspelled re-debited)This gives them access to your bank account!!!!!!! I am not cashing this check.So beware!
If you are in the unfortunate situation that you have a check but no bank account, it would seem your only option would be to go to a check cashing business where your check will be cashed at the cost of a large a percent of your whole check.
No, you cannot. You will have to check them in at the gate.
LArge employers subject to ADA cannot take into account that a candidate USED TO be a drug addict and had treatment. Small employers have no such restriction.
The only way you can get a no credit check loan is by getting a cash advance. You will have to have a job and active checking account for the past 6 months. You then leave a bank check with the cash advance location and then you would have to pay the loan back by the date they advise and a large chunk of interest which can vary state to state. If you fail to pay them back by the specified date, they will attempt to cash the check you have left them numerous times.
You have to check with your bank and see if they can accept it. If they can, they will convert it into us dollars and credit your account for that amount. If they can't, you should find a bank that can and open an account there. Most large banks in the us such as wells fargo, chase, bofa, etc. will allow you to deposit foreign checks. There is usually a small conversion fee, like 3 or 5 dollars.
The only way to cash a check that large might be to take it to a bank and open a business account, or you may be able to deposit into a personal account. If it is for payment to a business, opening a business account might be your only choice.
Possibly. Contact your bank for more information concerning why your account is frozen and how you should proceed.
Yes, canceling a credit card always reduces your credit score. It never improves your credit score if you cancel a credit card account. If you have had the card for more than 2 years, or if you have a substantial amount of available credit at the time that you close the account, then the reduction in your credit score is even greater. However, if it makes sense to you to close the card, and you do not plan large purchases in the near future, your credit will recover without your feeling the difference.
In order to get a cashiers check, the money had to be withdrawn from an account, this account could be traced. You could withdraw cash, then use it to get a cashier's check, but someone might be able to match the date of a large withdrawal.
Their credit is not reported on yours unless they mess up the checking account itself. If they bounce a check or start getting a lot of NSF's that will be on both of you. But their previous credit cannot affect yours. First, I would like to explain to you the difference between having bad credit, and having a bad report on ChexSystems. Banks and credit unions usually report people to Chexsystems regarding delinquent bank accounts. Financial companies and lenders report people to the 3 major credit bureaus regarding delinquent accounts. So, with that said, having a joint checking account with someone with bad credit does not affect your credit. If that person goes into delinquent status with the checking account and the bank reports him or her to Chexsystems or some other check verification company, then yes your name and social security will be reported as well. Your report will stay on Chexsystems for at least 5 years, unless you have it removed by some means. There are many banks that offer promotions for checking accounts for people with negative markings on their chexsystems report. A free consumer organization called "InfoAviator" has a pretty large list of them at infoaviator.org/finance/checking-accounts/2014/05/28/how-to-open-a-second-chance-checking/
Yes it would be good to have a low interest credit card. If you are a large spender and cannot pay your debt in a timely manner you would want a low interest credit card.