What cars have the lowest and highest insurance rates?

Answer:

Help with your insurance rate question

Rates are based off of the statistical cost of repair. An older vehicle cost less to repair and replace than a newer vehicle thus lower insurance.

Cars like Mustangs, Eclipses, Tiburon's, ect... are fast cars generally driven by young under 25 males (highest risk drivers) who buy them with the intent on taking full advantage of their speed. A cheap fast car and a new ego driven driver equates to more damages thus higher insurance cost for these vehicles.

Expensive sports cars like the corvette and up are generally purchased by older men/women who plan to drive like old ladies. This is why a corvette which is much faster than any of the cars listed above will have much lower insurance than any of the cars listed above.

While I do not have a list of which vehicles have the lower insurance cost, you best bet is to google accident rates by vehicle and which age group / gender drives which vehicle.

Cars driven by girls will have lower insurance than cars driven by males (they are not better drivers just less aggressive and competitive statistically speaking), cars driven by older people will have lower insurance than cars driven by younger.