answersLogoWhite

0


Best Answer

The insurer's general undertaking in most liability policies is to pay those sums that the insured becomes legally liable to pay as damages because of bodily injury or property damage to which the insurance applies. The insurer also undertakes to defend the insured against any suit seeking those damages for bodily injury or property damage to which the insurance applies (which means that the insurer hires an attorney and pays related attorney's fees and court costs). These coverages are included under Coverage "A" of the Commercial General Liability policy (hereafter, CGL).

Coverage "B" provides protection for personal and advertising injury (distinct from "personal injury").

Coverage "C" provides medical payments coverage for an injured person .

There are many exclusions to the coverage provided in the standard CGL policy, which must be filled by endorsements or speciality policies in order for the insured to have truly comprehensive coverage.

User Avatar

Wiki User

13y ago
This answer is:
User Avatar

Add your answer:

Earn +20 pts
Q: What coverages are included in a Commercial general liability insurance policy?
Write your answer...
Submit
Still have questions?
magnify glass
imp
Related questions

The coverage included in an automobile insurance policy that covers property damage is what insurance?

its liability insurance


Does Foreign Commercial General Liability include Foreign Business Auto Liability?

It can be, but it just depends on the extent of coverage you purchase. Commercial Auto is not automatically included with Commercial General Liability. If you purchase the Commercial Auto coverage along with the Commercial Liability then you will have the coverage. If you purchase only the commercial General Liability then you won't have coverage for commercial auto.


The coverage included in an automoblie insurance policy that covers property damage is insurance?

the answer is liability


The coverage included in an automobile insurance policy that covers property damage is insurance?

liability insurance. -twiggy.


The coverage included in an automobile insurance policy that covers property damage is what kind of insurance?

Liability Insurance


How is general liability insurance different from comprehensive general liability insurance?

Personal Liability insurance is purchased by individuals and is normally included as part of a residential insurance policy, such as a Homeowners, Condo or Tenants package. It provides the insured with protection against lawsuits from third parties arising from the ownership and/or occupancy of the residence, including the personal actions of insured persons (eg. a visitor to the residence slips and falls on the front walkway due to a build up of ice/snow). General Liability insurance is the common abbreviation used in the industry to refer to "Commercial General Liability" insurance. A Commercial General Liability (CGL) insurance policy is purchased by a business and provides protection against claims by third parties for Bodiliy Injury and Property damage arising from the operations of the insured. Example: ABC Construction Inc. wins a contract to construct a new office building. During construction one of ABC's employees drops a hammer which hits a passing pedestrian on the head. The pedestrian sues ABC Construction for his/her injuries. ABC's general liability insurer will defend ABC in the lawsuit and pay any judgment which may be rendered against ABC (up to the policy limit). Hope this helps.


Auto insurance liability?

Most of the auto insurance packages come with liability insurance included, since it is usually required by the law. The main purpose of the liability insurance is to provide compensation in case of an accident. In order to make things clearer for you, when you, for example, are involved in a car crash and you have liability insurance in place, the insurance company will pay compensation to the other side. You can also check out my related links for more information and examples.


Where should I get Knowledge of Liability Insurance?

Liability Insurance is a very broad topic and is included within many of the insurance disciplines. The best plast to start is with the Insurance Information Institute and then narrow down your area of interest. www.iii.org is their web site. Good Luck!


How do you check your auto insurance coverages?

The best way to review your coverages is to contact your Insurance Agent. Your agent can go over the terms and scope of your Insurance Policy with you and answer any question you may have.Answer:You can find your insurance coverage after determining your damage. You must also be familiar with your entitled insurance coverage mean what are the things that are included in you insurance coverage. You can determince your insurance coverage by completing the docs required for the insurance claim. A detailed procedure link for determining and claiming of insurance is submitted in "Related Link".


What is included with comprehensive auto insurance that liability doesn't cover?

Comp covers theft and accidents iwth other cars. Liability protects you against lawsuits from other people.


What is included in a Liability insurance for tradesmen?

Liability insurance for tradesmen is important to have for small business owners. Most of the policies include professional advice, equipment and material costs. Several things such as income if you are unable to work due to injury can be added on if desired.


Does home insurance cover slander?

Personal Liability coverage is included in homeowners insurance. Personal Liability includes coverage several different scenarios including negligence for injuries and damage, libel, and slander. If you are accused of slander and are facing a lawsuit, contact your insurance agent to file a claim on your personal liability coverage and your home insurance company will pay for legal defense costs, settlements, and judgments awarded.